No Rendering of Advice
The information contained within this website is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant.

Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant.

Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law.

Accuracy of Information
While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website.

Disclaimer of Warranties and Limitations of Liability
This website is provided on an "as is" and "as available" basis. Use of this website is at your own risk. We and our suppliers disclaim all warranties. Neither we nor our suppliers shall be liable for any damages of any kind with the use of this website.

Links to Third Party Websites
For your convenience, this website may contain hyperlinks to websites and servers maintained by third parties. We do not control, evaluate, endorse or guarantee content found in those sites. We do not assume any responsibility or liability for the actions, products, services and content of these sites or the parties that operate them. Your use of such sites is entirely at your own risk.

1. About this website
Website Owner = SBAI Group, Inc. (“ SBAI Group, Inc. ”) (Domain name = www.sbaigroup.com the “website”)

2. About these terms of use
These website terms of use (“terms of use”) and the associated Privacy Statement (“privacy policy”) govern your access to and use of the website. You should read these terms of use and the privacy policy carefully before using this website.

3. Your access/use implies agreement
The website is available for your use only on condition that you agree to these terms of use. By accessing/using the website, you are signifying that you agree to be bound by these terms.

4. Modifications to the Terms
SBAI Group, Inc. may revise and update these terms of use at any time. Your continued usage of the website after any changes to these terms of use will mean you accept those changes.

5. Modifications to the information
SBAI Group, Inc. does not warrant the accuracy, adequacy or completeness of material on this website. All information may be changed, supplemented, deleted or updated without notice at the sole discretion of SBAI Group, Inc..

6. Errors and problems
SBAI Group, Inc. does not guarantee that the website will be free from viruses, or that access to the website will be uninterrupted.

7. License and Ownership
The copyright for the content on this website is owned or licensed by SBAI Group, Inc. and is protected under copyright laws in both the USA and other countries. No material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of SBAI Group, Inc.
All custom graphics, icons, and other items that appear on the website and all associated trademarks, are trademarks of SBAI Group, Inc.

8. SBAI Group, Inc. Privacy Policy
The SBAI Group, Inc. privacy policy governs the use of information collected from or provided by you at the website. A policy statement prepared by SBAI Group, Inc. for the purposes of being made available to customers and the general public declaring the company’s commitment to privacy is available at the Privacy section of this website.

9. Feedback, suggestions, comments or requests
SBAI Group, Inc. does not encourage you to make feedback, suggestions, comments or requests (“comments”) but these comments may be made at the contact page of this website and if you do make comments, you acknowledge that: they will not be considered confidential or proprietary, and SBAI Group, Inc. is under no obligation to keep such information confidential, and SBAI Group, Inc. will have an unrestricted, irrevocable, world-wide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such comments in any manner it chooses.

10. Outbound links
The website may contain links to third-party websites and resources (“linked sites”). These linked sites are provided solely as a convenience to you and not as an endorsement by SBAI Group, Inc.. SBAI Group, Inc. makes no representations or warranties regarding the availability, correctness, accuracy, performance or quality of the linked site or any content, software, service or application found at any linked site. SBAI Group, Inc. may receive payments and/or commissions from operators of linked sites in relation to goods or services supplied by the operator as a result of you linking to the third party website from the SBAI Group, Inc. website.

11. Inbound links
SBAI Group, Inc. generally encourages and agrees to your linking to the Home page through a plain text link on your website without the need for agreement between yourself and SBAI Group, Inc.. However, linking to any other page of the website is strictly prohibited, without express written permission from SBAI Group, Inc.

12. Disclaimer of Warranties
SBAI Group, Inc. makes no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided by the website and disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties’ rights, and fitness for a particular purpose.

13. Limitation of Liability
If SBAI Group, Inc. is found responsible for any damages, SBAI Group, Inc. is responsible for actual damages only. In no event shall SBAI Group, Inc., be liable for any incidental, indirect, exemplary, punitive and/or consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the website.